Getting out of debt without destroying your credit rating

Getting out of serious debt without destroying your credit rating

There are many reasons why people get into crippling debt and it isn’t always because you are a stereotypical spendthrift. My story involved being thrown out of home at the age of 18. With nowhere to live and no-one to turn to I often had no choice but to use my credit card for food and rent. At the time I made foolish financial choices, so despite working three jobs I struggled to make ends meet. In the end I found myself in my early 20’s with nearly £20,000 of debt. In the same way that money breeds money, debt […]

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Solving Clothes Woes with a Capsule Wardrobe

Solving Clothes Woes with a Capsule Wardrobe

I don’t usually write about fashion because it’s not something I’ve ever been particularly interested in. It’s not that I don’t like clothes, I do, it’s just that I’m the wrong body shape and size for the clothes I love, and that has never been as true as it is now. There are so many wonderful things about being a mum. Seeing Baby grow and learn, the unconditional love, the feeling of purpose… Unfortunately, the effect pregnancy has had on my body has not been one of those things. Sure, I prepared myself to put on weight and lose a […]

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Frugal February – Money Saving Challenge Update

Frugal February Money Saving Challenge

Read the original Frugal February Post This month I’ve been taking part in Frugal February, the idea being to save and make as much money as possible during the month, now that Christmas and January are out of the way. The month is far from over but I wanted to share a quick update on how I’ve done so far. So far I’ve saved approximately £30 per month by economising on monthly bills and cancelling services I no longer need. I still have some bills to look at but those will require more thought and investigation. This will save me […]

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