Getting out of debt without destroying your credit rating

Getting out of serious debt without destroying your credit rating

There are many reasons why people get into crippling debt and it isn’t always because you are a stereotypical spendthrift. My story involved being thrown out of home at the age of 18. With nowhere to live and no-one to turn to I often had no choice but to use my credit card for food and rent. At the time I made foolish financial choices, so despite working three jobs I struggled to make ends meet. In the end I found myself in my early 20’s with nearly £20,000 of debt. In the same way that money breeds money, debt […]

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